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TOP 3 Home Warranty Test BRANDS

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#1 TOP PICK
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    24/7 customer service
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    Handled more than 4,000,000 service requests
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    Nationwide network of more than 15,000 Contractors
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    Covered more than 1,000,000 homes across the USA
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    Thousands of 5 Star ratings from our customers

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Full Review

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Mobile Payments

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24/7 Support

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Quick Service

Pros & Cons

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    Extremely fast response times

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    Substantial discount with annual billing

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    Fast dispatching and claims process

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    No home inspection required

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    No systems-only plan

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    Not available in Washington state

Covered systems and appliances

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Total plan
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Heating System

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Air conditioning system

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Water heater

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Bathtub and shower

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Refrigerator

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Plumbing system

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Plumbing stoppage

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Electrical systems

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Oven / Range / Stove

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Cooktop

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Microwave

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Garbage Disposal

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Ductwork

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Garage Door Opener

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Ceiling and
Exhaust Fans

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Washer

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Dishwasher

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Dryer

Why We Picked It:

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We believe that Choice Home Warranty provides a high level of value. Having both a comprhensive and flexiable plan of coverage, at afforable rates.
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    24/7 Customer and claim service
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    Over 15,000 technicians
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    No inspection required
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    No maintenance records required
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    Around clock claim intake

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Full Review

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24/7 Support

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Quick Service

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Mobile Payments

Pros & Cons

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    Coverage in 49 states + Washington DC (Not available in Wisconsin only)

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    Same price in every location

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    No inspection or maintenance records required

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    Additional cover for outside utilities available

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    Slightly higher prices to their competitors

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    24/7 phone service not available but you can submit claims online anytime

Covered systems and appliances

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Air conditioning
and HVAC system

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Heating system

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Refrigerator

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Plumbing system

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Electrical systems

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Water leaks

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Central vacuum

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Ceiling fans

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Garbage Disposal

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Garage Door Opener

Why We Picked It:

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The Home Service Club is an ideal home warranty company for those who need quick coverage, as a home inspection is not required before coverage begins.
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LIMITED TIME OFFER
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    Transferable to new owners
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    24/7 Service Requests
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    Generous coverage caps
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    17,000 Local, licensed contractors
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    In every state except Alaska & Hawaii

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Full Review

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Flexible Service

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24/7 Claims Service

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A Generous Cap On Coverage

Pros & Cons

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    Older items, no matter their age

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    Add on coverage for Electronics & pools/spas

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    Items without maintenance records

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    Undetectable pre-existing conditions

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    Radon monitoring systems excluded

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    Only 30 day parts & labor warranty

Covered systems and appliances

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HVAC

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Unlimited A/C refrigerant

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Plumbing system

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Electrical systems

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Oven / Range / Stove

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Cooktop

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Microwave

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Dishwasher

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Laundry

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Roof

Why We Picked It:

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American Home Shield is one of the top home warranty providers, serving more than 2 million households across the U.S., making it one of the largest companies on the market. The company works with over 17,000 independent contractors that are on call for all of your work orders. American Home Shield offers three plans with prices ranging from $35 per month with the option of adding on extra coverage for a fee.
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    Comprehensive coverage options
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    24/7 Customer service
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    Affordable pricing
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    Experienced and reliable service technicians
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    Flexible plans to meet different needs

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Full Review

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Easy To Make Payments

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Service 24/7/365 Days A Year

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Fast And Reliable Service

Pros & Cons

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    24/7 customer service

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    Online and phone service claim

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    Unlimited service requests

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    35 years of industry proven reputation

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    Limited plan selection

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    Not avaliable in certain states

Covered systems and appliances

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Water heaters

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Air conditioning

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Well pump

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Refrigerator

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Plumbing system

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Electrical system

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Oven / Range / Stove

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Kitchen appliances

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Microwave

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Washer and spa

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Dishwasher

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Dryer

Why We Picked It:

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Whether you're looking to protect your home from unexpected repairs or replacements, First American Home Warranty is an affordable, reliable and comprehensive option for home owners who want to make sure they're covered in case of any problems.
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    Available nationwide
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    24 Hours service
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    Eco friendly add-on plan
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    Nationwide coverage
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    No inspections, no age restrictions

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Full Review

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Available In All 50 States

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Guaranteed 30-Day Refund

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24/7 Claims Service

Pros & Cons

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    Trusted for vver 25 years

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    30 Day money-back guarantee

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    More than 25,000 contractors nationwide

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    24/7 Customer service

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    30 day waiting period

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    Limited coverage options

Covered systems and appliances

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Heating System/Furnace

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Trash compactor

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Electrical System

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Air conditioning

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Doorbells

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Burglar and Fire Systems

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Water heater

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Kitchen Refrigerator with Ice Maker

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Plumbing system

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Central Vacuum

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Range / Oven / Cooktop

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Built-in Microwave

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Ductwork

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Garage Door Opener

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Ceiling and
Exhaust Fans

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Clothes Washer

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Dishwasher

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Clothes Dryer

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Pool/Spa Combo

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Salt Water Pool (includes Pool/Spa)

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Well Pump

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Septic Tank Pumping

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Orange Plus

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SEER/R-410A Modifications

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Septic System

Why We Picked It:

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Their monthly rates are affordable, and they offer different payment plans to better serve customers on any budget. If you compare their rates and coverage to other home warranty companies, we think you'll agree that HWA delivers a great service at a competitive price.
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BEST IN SERVICE
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    Fastest claim dispatch in the industry
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    Among the highest renewal rates in the market
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    2021 Best-in-Service award
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    Easy & simple protection plans to choose from
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    Lower chance of claim denial

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Full Review

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24/7 Support

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Get Covered In Minutes

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Mobile Payments

Pros & Cons

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    Senior and US Veterans discounts

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    You can choose your own technician if they are on their approved list

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    Lots of additional coverages

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    24/7 365 claims line and manage your claim online

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    Online chat not supported

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    Doesn’t cover undetectable pre-existing conditions

Covered systems and appliances

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Heating System

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Air conditioning system

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Water heater

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Refrigerator

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Plumbing system

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Plumbing stoppage

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Electrical systems

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Oven / Range / Stove

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Cooktop

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Built-In Microwave

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Garbage Disposal

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Ductwork

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Garage Door Opener

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Ceiling and
Exhaust Fans

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Clothes Washer

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Dishwasher

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Clothes Dryer

Why We Picked It:

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Reliable Home Warranty professionals
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    Coverage Variety
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    Network of Contractors
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    Quick Claims Processing
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    Additional Perks
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    Flexible Service Calls

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Full Review

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24/7 Customer Support

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Pick Your Licensed Contractor

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Competitive Pricing

Pros & Cons

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    Comprehensive coverage options

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    Competitive pricing

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    Network of qualified contractors

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    Additional perks like roof leak coverage and maintenance checks

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    Contractors work for you, so there is no guarantee of payment

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    Limited availability in certain regions

Covered systems and appliances

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Built-in Dishwasher

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Built-In Microwave

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Built-In Oven

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Central Air Conditioning

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Free-standing
range/cooktop

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Garbage Disposal

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Heating System

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Refrigerator

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Attic&exhaust Fans

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Central vacuum

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Ductwork

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Electrical systems

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Instant hot
water dispenser

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Plumbing system

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Stoppages

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Water Heater

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Garage Door Opener

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Humidifier

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Permanently installed
sump pump

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Roof leak repair

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Septic system

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Water well pump

Why We Picked It:

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When it comes to safeguarding your home and ensuring peace of mind, America's Preferred Home Warranty stands out as a top choice. With a track record of excellence and a commitment to customer satisfaction, they have earned their position as one of the most trusted names in the industry. Offering a range of comprehensive plans tailored to your specific needs, America's Preferred covers everything from essential appliances to critical systems, providing a safety net against unexpected breakdowns. Their swift and reliable service ensures that when issues arise, you won't have to worry about the financial burden of repairs or replacements. Backed by a dedicated support team available around the clock, you can count on their assistance whenever you need it. With America's Preferred Home Warranty, you're not just getting coverage – you're getting the assurance that your home is in good hands, allowing you to focus on what matters most in life."
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    100 OFF + 6 Months free electronics protection
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    Can choose your own contractors
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    A+ rated by the Better Business Bureau
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    Provides coverage for systems, appliances, or a combination of them
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    Customizable plans

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Full Review

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24/7/365 Customer Service

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Build Your Own Plans

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Available In All 50 States

Pros & Cons

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    Customizable plans and bundles

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    In all 50 states

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    Can choose your own contractors

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    Very low service fee

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    Can’t make a claim online

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    Washer and dryer coverage costs extra on every plan

Covered systems and appliances

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Total plan
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Heating System

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Central A/C

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Humidifier

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Water heater

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Refrigerator

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Built-in Ice Maker

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Ultimate Electronic Protection

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Plumbing system

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Plumbing stoppage

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Interior Electrical systems

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Oven / Range

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Cooktop

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Built-in Microwave

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Garbage Disposal

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Ceiling and
Exhaust Fans

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Clothes Washer

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Dryer

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Sewer and Water Lines

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Ductwork

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Deluxe Advantage

Why We Picked It:

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ARW Home is highly rated by the Better Business Bureau with an A+ rating and has garnered positive reviews from its customers. This company offers coverage in all 50 US states and stands out among other home warranty companies for allowing homeowners to select their own contractors for appliance or system repairs if needed.

Editorial Reviews

  • Highlights, pros & cons
  • Editorially researched
  • Essential information
Read All Reviews

Our Rating System

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We rely on reviews from verified users–just like you!

The star ratings are based on the overall rating of each brand.
We encourage you to write a review of your experiences with these brands and share your experiences with others

Our Rating System

We rely on reviews from verified users–just like you!

The star ratings are based on the overall rating of each brand.
We encourage you to write a review of your experiences with these brands and share your experiences with others

Joan
Creative writer and editor

Joan White

Joan White is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Joan is a trusted source of information and her reviews are always fair and objective.

Why Do You Need a Home Warranty?

A home warranty is designed to protect the large investment you have when owning a home. It’s the best way to ensure when things go wrong (eventually something will go wrong) with appliances or systems in your home that you aren’t forking out thousands of your own dollars for repairs.

If your home has major appliances and systems that are covered by a home warranty, it can help you save money when something breaks unexpectedly. Home warranties can cover everything from HVAC systems to hot tubs. So, if something breaks while the warranty is in effect, the company will send out a vetted and qualified repair person, so you have peace of mind knowing a professional will be on your doorstep quickly. There is also the convenience and simplicity of just one phone number or website to turn to when you need service on an appliance or your home system.

How to pick the best Home Warranty for your needs?

This is a research project that could take any number of days to complete. You will want to narrow your choices down to just a few of the companies that offer everything you need in one policy because you will need to call each one to get a quote.

Home warranty companies typically have a variety of plan options to choose from, as well as a wide range of prices. So, whether you're looking to protect your entire home or just a few specific areas, be sure to explore all your options before making a decision.

It might be worth getting a home inspection before your final decision. This would be useful to verify that systems are properly installed and maintained. The home inspection report may indicate if there are appliances or systems nearing the end of their expected lives, so you can get a good idea of which items need the most protection.

FAQ

What is the Home Warranty?
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It’s a specific service aimed to protect your household applicances at am affordable rate. When an appliance breaks down most likely you will need to hire a technician to fix it, which can cost you hundreds of dollars. Home warranty providers offer various coverages that include different options to protect your household appliances.

Highlighting how a monthly or annual home warranty plan can save you money, while also being more convenient by guaranteeing you a qualified technician.

What is the Difference Between the Home Warranty and Home Insurance?
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Home warranties cover internal operating systems that break down due to normal wear and tear.

Depending on a particular plan, home insurance protects your house, attached structures, separated structures, furniture, and appliances from damage.

If a fire or flood damages a house—these troubles are covered by home insurance. If the house’s appliances are broken down because of mechanical deterioration, it is the responsibility of your home warranty provider to repair the damages.

Home warranty providers are liable only for the household appliances, and home insurance is generally utilized to protect exactly the house and other structures, but it also has plans for appliances and furniture.

Do I Need the Home Warranty?
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It depends on a few aspects: the home’s age and the current state of every appliance. If you have new appliances, a new house, and you are sure that all equipment will work for several years without any mishaps, maybe it’s not necessary to purchase a home warranty plan. But in the case, if your appliances are old, the likelihood of issues occurring becomes much higher, providing more value of having the correct home warranty coverage. Ensuring that, your appliance will be fixed at the time, without you having to break the bank.

How do Home Warranties Manage to Provide House Owners With Qualified technicians?
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Home warranty services partner only with highly qualified, licensed technicians. Also, due to the big number of specialists, your request will be handled immediately.

If the Appliances are Old, Can I Purchase a Home Warranty?
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Providers, in common, work with appliances of any age. The warranty only requires that the appliances should be working and properly functioning at the current time.

Here are some things to consider when selecting a Home Warranty provider:

- What appliances and systems do you need coverage for?
- Have my items been properly maintained before coverage?
- Can you afford the annual premiums and the service fee for each incident?
- Is the cap the company puts on different appliances and systems sufficient to cover replacement costs?
- Is there a guarantee on the work done, and how long is the guarantee for?

You can expect to pay between $350 to $600 a year, depending on the plan you require. Most companies will also offer add-on policies for items not included in the standard policies they offer. There will also be a service fee each time a repair person comes to your home. It averages $100. from most companies. In summary, a home warranty covers the systems that are vital to daily living with the convenience of one phone call or a visit to their online portal. Make sure to read the terms of your plan and pay attention to the duration of coverage, any options for extending your coverage, and what the terms are for changing or canceling policies. TopCompariZone.com is quickly becoming the most trusted review site for consumers. They spend extensive time and effort researching the Home Warranty market to find the companies offering the best solutions to homeowners.