SumUp was established in 2012 with its headquarters located in Wilmington, DE. The company was founded by a small team with the intention of providing small business owners with the tools they need to succeed and pursue their passions. Now over 3 million businesses use SumUp to receive payments.
SumUp makes it simple for businesses to take orders, manage sales, and accept payments with their user-friendly software and dependable hardware.
You can keep track of customer rewards, send out automated marketing emails, and more - all for as low as $0/month with the option to add extra features.
Monitor sales trends and expenses from the backend without any hassle. Track new and existing customer rewards plus send automated marketing emails. Add notes or custom amounts to items in order to reduce future questions or disputes.
Recently SumUp has introduced a Business Bank Account for its merchants. When you sign up for the free SumUp Business Bank Account you will enjoy the benefits of traditional banking with none of the hassles. You'll have no balance limits, no monthly or annual fees, and no sign-up costs. And, you'll get direct payouts in 1 - 2 days.
Plus, you'll receive a free SumUp Mastercard Debit Card with access to over 55,000 fee-free AllPoint® ATMs across the U.S., all without any upfront costs or additional charges. With zero monthly fees and no hidden costs, SumUp Business Bank Accounts are an affordable solution for small businesses looking to conveniently manage their funds from anywhere using the free SumUp App.
On the equipment side, there are three options to choose from: remote payments and a virtual terminal.
The Plus Card Reader is a mobile card terminal, featuring NFC, Bluetooth, and an integrated Li-ion battery. One-time payment of $35 To be sure the card reader is always charged and ready to use, it can be placed in the Plus Cradle. The Cradle also serves as a stand for the Plus when not in use. Get the Cradle Bundle for a one-time payment of just $45!
The SumUp Pro Card Reader was designed for merchants who want a standalone device to accept debit and credit card payments. It comes with a one-time purchase price of $59, and you can create subaccounts for your employees, so they can log in without seeing your account details. To charge it, use the USB type C cable to connect it to your computer or another power source - when fully charged, the battery will last for 50+ transactions. You also have the option of connecting it to the SumUp Pro Printer, which keeps your card reader powered up.
The Solo Card Reader, priced at $99, allows you to accept credit and debit card payments, including Apple Pay and Google Pay. To use the device, you must have access to WiFi or set up data with a built-in SIM card and unlimited data.
SumUp Point of Sale (POS) is designed to streamline business operations and grow customer databases. Automated marketing campaigns can attract new customers and bring back previous ones, while the checkout process runs seamlessly with customers able to sign up for loyalty programs before paying. Additionally, menu management and sales reporting tools make it easier than ever to manage your business.
Remote Payments can be accepted if you aren’t face-to-face with the customer. This can be done by sending Payment Links by email or text on any messaging app. You can also create invoices, and take payments over the phone with a virtual terminal found on the app. Additionally, businesses have the option of generating invoices remotely while they are out and about.
Regardless of how you take payments, there is only one app. The SumUp app can manage your products, handle taxes, track sales, manage multiple employees, keep track of tips, handle cash payments, and send digital receipts.
Pros and Cons
Flat rate - no hidden fees
1 - 2 day payouts
Not designed for eCommerce
Customer service is not 24 hours
- Bar / Brewery
- Beauty / Barber
- Coffee Shops
- Gym / Fitness
- Quick Serve Restaurants / Restaurants
- Food trucks
- Pop-up kiosks
What's On Offer?
- Virtual terminal
- Stand alone POS
- 3 types of card readers available
- All card readers are portable
- Accept payments remotely
$199 per month
2.6% + $0.10
3.5% + $0.15
Help & Support
The website provides a comprehensive Help page that has information on just about everything you need to know to use the hardware and the app. It includes tutorials on setting up the card reader, how to get paid, how to find sales history, sending invoices and security and account details.
If you can’t find what you need there, then you can get further assistance by phone support Monday to Friday 9 am – 7 pm EST or you can email them anytime for support including technical support.
What About The Mobile App?
SumUp’s mobile app is primarily designed for point-of-sale (POS) transactions. It enables merchants to turn their mobile devices into a POS system, allowing them to process card payments on the go or at their place of business. With the SumUp app, merchants can accept payments, manage transactions, and track their sales, all from their mobile devices.
SumUp is a widely used POS system in Europe that has recently made its way to the United States. It provides merchants with both hardware and software solutions to process credit card payments. In addition to its mobile point-of-sale systems, which are perfect for on-the-go transactions, SumUp now offers a comprehensive POS system designed specifically for retail businesses, providing them with all the features they need to accept payment in-store.