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TOP 3 Home Warranty Insurance BRANDS

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EDITOR'S CHOICE
$75 OFF + 1 MONTH FREE
Coupon icon Coupon icon

$75 OFF + 1 MONTH FREE

9.9
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$150 OFF + 1 MONTH FREE. 30 DAYS FREE TRIAL
Coupon icon Coupon icon

$150 OFF + 1 MONTH FREE. 30 DAYS FREE TRIAL

9.8
Visit site
$150 OFF+ 1 MONTH FREE
Coupon icon Coupon icon

$150 OFF+ 1 MONTH FREE

9.7
Visit site
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EDITOR'S CHOICE
Coupon icon

$75 OFF + 1 MONTH FREE

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    File a claim 24/7
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    Covers over 1.9 million homes across America
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    Fix or replace guarantee
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    Flexible coverage at a great price
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    Nationwide network of 15,000+ technicians handled 6,000,000+ service requests

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Mobile Payments

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24/7 Support

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Quick Service

Pros & Cons

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    Extremely fast response times

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    Substantial discount with annual billing

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    Fast dispatching and claims process

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    No home inspection required

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    No systems-only plan

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    Not available in Washington state

Covered systems and appliances

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Total plan
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Heating System

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Air conditioning system

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Water heater

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Bathtub and shower

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Refrigerator

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Plumbing system

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Plumbing stoppage

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Electrical systems

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Oven / Range / Stove

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Cooktop

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Microwave

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Garbage Disposal

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Ductwork

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Garage Door Opener

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Ceiling and
Exhaust Fans

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Washer

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Dishwasher

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Dryer

Why We Picked It:

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We believe that Choice Home Warranty provides a high level of value. Having both a comprhensive and flexiable plan of coverage, at afforable rates.
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BEST CUSTOMER RATINGS
Coupon icon

$150 OFF + 1 MONTH FREE. 30 DAYS FREE TRIAL

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    BBB Accredited and A+ Rated
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    Choose Your Own Technicians
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    No Contract. Cancel Any Time
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    24/7 Live US Based Claims Concierge
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    No Obligation Free Price Quote

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24/7 Claims Concierge

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Licensed And Bonded

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Customizable Plans

Pros & Cons

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    Additional coverage options can be included with any plan

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    Provides service on professional-grade appliances, with an average service fee of $150

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    Provides assistance to each customer during the claims process

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    Provides a 90-day guarantee for repairs.

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    Doesn't cover commercial appliances

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    Not available in California, Hawaii, Nevada, or Washington

Covered systems and appliances

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Refrigerator

Refrigerator Including Ice Maker & Water Dispenser

Range/Oven/Cooktop

Range/Oven/Cooktop

Dishwasher

Dishwasher

Clothes Washer

Clothes Washer

Clothes Dryer

Clothes Dryer

Built-in Microwave

Built-in Microwave

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Garbage Disposal

Ceiling Fans

Ceiling Fans

Air Conditioning System

Air Conditioning System

Heating System

Heating System

Electrical System

Electrical System

Plumbing System

Plumbing System

Plumbing Stoppage

Plumbing Stoppage

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Plumbing Fixtures

Water Heater

Water Heater

Garage Door Opener

Garage Door Opener

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Bathroom Exhaust Fan

Why We Picked It:

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There are many perks to choosing Elite Home Warranty for your home warranty, from customizable packages to unparalleled service. Elite Home Warranty can be a good option if you want to protect systems, appliances, or electronics that are not covered by regular maintenance contracts A claim can be filed with Elite Home Warranty at any time, every day, without exception.It offers a variety of attractive offers to its customers.
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Coupon icon

$150 OFF+ 1 MONTH FREE

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    Available Nationwide
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    24 Hours service
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    Eco friendly add-on plan
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    Nationwide coverage
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    No inspections, no age restrictions

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Available In All 50 States

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Guaranteed 30-Day Refund

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24/7 Claims Service

Pros & Cons

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    Trusted for vver 25 years

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    30 Day money-back guarantee

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    More than 25,000 contractors nationwide

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    24/7 Customer service

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    30 day waiting period

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    Limited coverage options

Covered systems and appliances

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Heating System/Furnace

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Trash compactor

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Electrical System

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Air conditioning

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Doorbells

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Burglar and Fire Systems

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Water heater

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Kitchen Refrigerator with Ice Maker

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Plumbing system

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Central Vacuum

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Range / Oven / Cooktop

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Built-in Microwave

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Ductwork

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Garage Door Opener

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Ceiling and
Exhaust Fans

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Clothes Washer

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Dishwasher

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Clothes Dryer

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Pool/Spa Combo

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Salt Water Pool (includes Pool/Spa)

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Well Pump

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Septic Tank Pumping

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Orange Plus

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SEER/R-410A Modifications

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Septic System

Why We Picked It:

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Their monthly rates are affordable, and they offer different payment plans to better serve customers on any budget. If you compare their rates and coverage to other home warranty companies, we think you'll agree that HWA delivers a great service at a competitive price.
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Coupon icon

$75 OFF + 1 MONTH FREE

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    24/7 Customer and claim service
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    Over 15,000 technicians
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    No inspection required
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    No maintenance records required
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    Around clock claim intake

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24/7 Support

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Quick Service

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Mobile Payments

Pros & Cons

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    Coverage in 49 states + Washington DC (Not available in Wisconsin only)

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    Same price in every location

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    No inspection or maintenance records required

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    Additional cover for outside utilities available

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    Slightly higher prices to their competitors

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    24/7 phone service not available but you can submit claims online anytime

Covered systems and appliances

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Air conditioning
and HVAC system

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Heating system

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Refrigerator

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Plumbing system

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Electrical systems

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Water leaks

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Central vacuum

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Ceiling fans

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Garbage Disposal

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Garage Door Opener

Why We Picked It:

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The Home Service Club is an ideal home warranty company for those who need quick coverage, as a home inspection is not required before coverage begins.

Our Rating System

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We rely on reviews from verified users–just like you!

The star ratings are based on the overall rating of each brand.
We encourage you to write a review of your experiences with these brands and share your experiences with others

21,034
Chose HOME WARRANTY INSURANCE this month

Our Best Overall Provider

1
EDITOR'S CHOICE
Coupon icon

$75 OFF + 1 MONTH FREE

  • Check
    File a claim 24/7
  • Check
    Covers over 1.9 million homes across America
  • Check
    Fix or replace guarantee
  • Check
    Flexible coverage at a great price
  • Check
    Nationwide network of 15,000+ technicians handled 6,000,000+ service requests

Arrow See extra details & advantages

Icon

Mobile Payments

Icon

24/7 Support

Icon

Quick Service

Pros & Cons

Arrow

  • Check

    Extremely fast response times

  • Check

    Substantial discount with annual billing

  • Check

    Fast dispatching and claims process

  • Check

    No home inspection required

  • Cancel

    No systems-only plan

  • Cancel

    Not available in Washington state

Covered systems and appliances

Arrow

Total plan
Icon

Heating System

Icon

Air conditioning system

Icon

Water heater

Icon

Bathtub and shower

Icon

Refrigerator

Icon

Plumbing system

Icon

Plumbing stoppage

Icon

Electrical systems

Icon

Oven / Range / Stove

Icon

Cooktop

Icon

Microwave

Icon

Garbage Disposal

Icon

Ductwork

Icon

Garage Door Opener

Icon

Ceiling and
Exhaust Fans

Icon

Washer

Icon

Dishwasher

Icon

Dryer

Why We Picked It:

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We believe that Choice Home Warranty provides a high level of value. Having both a comprhensive and flexiable plan of coverage, at afforable rates.

What is the Home Warranty Insurance?

Home Warranty Insurance, also known as Insurance Warranty or Home Insurance protection plan, is a type of insurance coverage that safeguards homeowners against unexpected repairs or breakdowns of household appliances. This insurance provides financial protection by covering the cost of repairs or replacement of appliances such as refrigerators, washing machines, dishwashers, ovens, and more.

Home Warranty insurance typically includes coverage for mechanical and electrical failures due to normal wear and tear, as well as certain accidental damages. By investing in this insurance, homeowners can have peace of mind knowing that they are protected against costly repairs or replacements, and can rely on their appliances to function smoothly.

How to pick the best Home Warranty Insurance?

When choosing the best Home Warranty Insurance, it's important to consider several factors to ensure comprehensive coverage and maximum protection for your valuable appliances. Start by evaluating the coverage options offered by different insurance providers, looking for keywords like "Appliance Warranty," "Home Appliance protection plan," and "Coverage for mechanical and electrical failures." Assess the extent of coverage provided for various appliances, including refrigerators, washing machines, dishwashers, ovens, and more.

Additionally, look for keywords like "accidental damage coverage" and "normal wear and tear" to ensure that these aspects are included. Consider the deductible amounts, claim processes, and the reputation and reliability of the insurance provider. By thoroughly researching and comparing these factors, you can select the best home appliance insurance that aligns with your needs, protecting your appliances and offering peace of mind.

What's the difference between a Home Warranty and Home Insurance?

Understanding the distinction between a Home Warranty and Home Insurance is crucial for homeowners seeking comprehensive protection. Home Insurance primarily covers unforeseen events and perils, such as fire, theft, natural disasters, or liability claims. It provides financial reimbursement for property damage and personal belongings.

On the other hand, a Home Warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. It acts as a safeguard against mechanical failures and breakdowns. While Home Insurance focuses on unexpected events, a Home Warranty offers peace of mind by providing budget-friendly protection for everyday breakdowns.

By recognizing the difference between the two, homeowners can make informed decisions and ensure they have both insurance and a Home Warranty in place to safeguard their home and its valuable components.

Our Top 3 HOME WARRANTY INSURANCE

1
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    Extremely fast response times

  • Check

    Substantial discount with annual billing

  • Check

    Fast dispatching and claims process

  • Check

    No home inspection required

  • Cancel

    No systems-only plan

  • Cancel

    Not available in Washington state

We believe that Choice Home Warranty provides a high level of value. Having both a comprhensive and flexiable plan of coverage, at afforable rates.

2
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    Additional coverage options can be included with any plan

  • Check

    Provides service on professional-grade appliances, with an average service fee of $150

  • Check

    Provides assistance to each customer during the claims process

  • Check

    Provides a 90-day guarantee for repairs.

  • Cancel

    Doesn't cover commercial appliances

  • Cancel

    Not available in California, Hawaii, Nevada, or Washington

There are many perks to choosing Elite Home Warranty for your home warranty, from customizable packages to unparalleled service. Elite Home Warranty can be a good option if you want to protect systems, appliances, or electronics that are not covered by regular maintenance contracts A claim can be filed with Elite Home Warranty at any time, every day, without exception.It offers a variety of attractive offers to its customers.

3
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    Trusted for vver 25 years

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    30 Day money-back guarantee

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    More than 25,000 contractors nationwide

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    24/7 Customer service

  • Cancel

    30 day waiting period

  • Cancel

    Limited coverage options

Their monthly rates are affordable, and they offer different payment plans to better serve customers on any budget. If you compare their rates and coverage to other home warranty companies, we think you'll agree that HWA delivers a great service at a competitive price.

Our Rating System

We rely on reviews from verified users–just like you!

The star ratings are based on the overall rating of each brand.
We encourage you to write a review of your experiences with these brands and share your experiences with others

Kelly
Creative writer and editor

Kelly Weissman

Kelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.

What is the Home Warranty Insurance?

Home Warranty Insurance, also known as Insurance Warranty or Home Insurance protection plan, is a type of insurance coverage that safeguards homeowners against unexpected repairs or breakdowns of household appliances. This insurance provides financial protection by covering the cost of repairs or replacement of appliances such as refrigerators, washing machines, dishwashers, ovens, and more.

Home Warranty insurance typically includes coverage for mechanical and electrical failures due to normal wear and tear, as well as certain accidental damages. By investing in this insurance, homeowners can have peace of mind knowing that they are protected against costly repairs or replacements, and can rely on their appliances to function smoothly.

How to pick the best Home Warranty Insurance?

When choosing the best Home Warranty Insurance, it's important to consider several factors to ensure comprehensive coverage and maximum protection for your valuable appliances. Start by evaluating the coverage options offered by different insurance providers, looking for keywords like "Appliance Warranty," "Home Appliance protection plan," and "Coverage for mechanical and electrical failures." Assess the extent of coverage provided for various appliances, including refrigerators, washing machines, dishwashers, ovens, and more.

Additionally, look for keywords like "accidental damage coverage" and "normal wear and tear" to ensure that these aspects are included. Consider the deductible amounts, claim processes, and the reputation and reliability of the insurance provider. By thoroughly researching and comparing these factors, you can select the best home appliance insurance that aligns with your needs, protecting your appliances and offering peace of mind.

What's the difference between a Home Warranty and Home Insurance?

Understanding the distinction between a Home Warranty and Home Insurance is crucial for homeowners seeking comprehensive protection. Home Insurance primarily covers unforeseen events and perils, such as fire, theft, natural disasters, or liability claims. It provides financial reimbursement for property damage and personal belongings.

On the other hand, a Home Warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. It acts as a safeguard against mechanical failures and breakdowns. While Home Insurance focuses on unexpected events, a Home Warranty offers peace of mind by providing budget-friendly protection for everyday breakdowns.

By recognizing the difference between the two, homeowners can make informed decisions and ensure they have both insurance and a Home Warranty in place to safeguard their home and its valuable components.

FAQ

What is the Home Warranty Insurance?
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A Home Warranty is a service contract that provides coverage for the repair or replacement of major home systems and appliances due to normal wear and tear, offering homeowners financial protection and peace of mind.

Do I Need the Home Warranty Insurance?
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Home Warranty Insurance can be beneficial for homeowners as it provides coverage for potential repairs and replacements of major appliances and systems. It offers peace of mind and financial protection against unexpected breakdowns. However, the necessity of Home Warranty Insurance depends on individual circumstances, such as the age of the home and the homeowner’s ability to cover repair costs.

How do Home Warranties Insurance Manage to Provide House Owners With Qualified technicians?
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Home Warranty companies typically have a network of qualified technicians and service providers that they work with. These companies carefully vet and select technicians based on their expertise and experience. When a homeowner requests a service, the home warranty company dispatches a qualified technician from their network to address the issue, ensuring that homeowners receive professional and reliable service.

If the Appliances are Old, Can I Purchase a Home Warranty Insurance?
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Yes, you can purchase Home Warranty Insurance even if your appliances are old. Home Warranty companies typically cover appliances and systems regardless of their age, although there may be some limitations or exclusions based on the condition of the items. It’s important to review the terms and conditions of the Home Warranty policy to understand what is covered and any potential limitations for older appliances.

EDITOR'S CHOICE
Image
$75 OFF + 1 MONTH FREE
9.9
Visit Site
BEST CUSTOMER RATINGS
Image
$150 OFF + 1 MONTH FREE. 30 DAYS FREE TRIAL
9.8
Visit Site
Image
$150 OFF+ 1 MONTH FREE
9.7
Visit Site
Kelly
Creative writer and editor

Kelly Weissman

Creative writer and editor

Kelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.