See extra details & advantages
Mobile Payments
24/7 Support
Quick Service
Pros & Cons
Pros & Cons
-
Extremely fast response times
-
Substantial discount with annual billing
-
Fast dispatching and claims process
-
No home inspection required
-
No systems-only plan
-
Not available in Washington state
Covered systems and appliances
Covered systems and appliances
Heating System
Air conditioning system
Water heater
Bathtub and shower
Refrigerator
Plumbing system
Plumbing stoppage
Electrical systems
Oven / Range / Stove
Cooktop
Microwave
Garbage Disposal
Ductwork
Garage Door Opener
Ceiling and
Exhaust Fans
Washer
Dishwasher
Dryer
Why We Picked It:
Why We Picked It:
See extra details & advantages
24/7 Claims Concierge
Licensed And Bonded
Customizable Plans
Pros & Cons
Pros & Cons
-
Additional coverage options can be included with any plan
-
Provides service on professional-grade appliances, with an average service fee of $150
-
Provides assistance to each customer during the claims process
-
Provides a 90-day guarantee for repairs.
-
Doesn't cover commercial appliances
-
Not available in California, Hawaii, Nevada, or Washington
Covered systems and appliances
Covered systems and appliances
Refrigerator Including Ice Maker & Water Dispenser
Range/Oven/Cooktop
Dishwasher
Clothes Washer
Clothes Dryer
Built-in Microwave
Garbage Disposal
Ceiling Fans
Air Conditioning System
Heating System
Electrical System
Plumbing System
Plumbing Stoppage
Plumbing Fixtures
Water Heater
Garage Door Opener
Bathroom Exhaust Fan
Why We Picked It:
Why We Picked It:
See extra details & advantages
Available In All 50 States
Guaranteed 30-Day Refund
24/7 Claims Service
Pros & Cons
Pros & Cons
-
Trusted for vver 25 years
-
30 Day money-back guarantee
-
More than 25,000 contractors nationwide
-
24/7 Customer service
-
30 day waiting period
-
Limited coverage options
Covered systems and appliances
Covered systems and appliances
Heating System/Furnace
Trash compactor
Electrical System
Air conditioning
Doorbells
Burglar and Fire Systems
Water heater
Kitchen Refrigerator with Ice Maker
Plumbing system
Central Vacuum
Range / Oven / Cooktop
Built-in Microwave
Ductwork
Garage Door Opener
Ceiling and
Exhaust Fans
Clothes Washer
Dishwasher
Clothes Dryer
Pool/Spa Combo
Salt Water Pool (includes Pool/Spa)
Well Pump
Septic Tank Pumping
Orange Plus
SEER/R-410A Modifications
Septic System
Why We Picked It:
Why We Picked It:
See extra details & advantages
24/7 Support
Quick Service
Mobile Payments
Pros & Cons
Pros & Cons
-
Coverage in 49 states + Washington DC (Not available in Wisconsin only)
-
Same price in every location
-
No inspection or maintenance records required
-
Additional cover for outside utilities available
-
Slightly higher prices to their competitors
-
24/7 phone service not available but you can submit claims online anytime
Covered systems and appliances
Covered systems and appliances
Air conditioning
and HVAC system
Heating system
Refrigerator
Plumbing system
Electrical systems
Water leaks
Central vacuum
Ceiling fans
Garbage Disposal
Garage Door Opener
Why We Picked It:
Why We Picked It:
Our Best Overall Provider
See extra details & advantages
Mobile Payments
24/7 Support
Quick Service
Pros & Cons
Pros & Cons
-
Extremely fast response times
-
Substantial discount with annual billing
-
Fast dispatching and claims process
-
No home inspection required
-
No systems-only plan
-
Not available in Washington state
Covered systems and appliances
Covered systems and appliances
Heating System
Air conditioning system
Water heater
Bathtub and shower
Refrigerator
Plumbing system
Plumbing stoppage
Electrical systems
Oven / Range / Stove
Cooktop
Microwave
Garbage Disposal
Ductwork
Garage Door Opener
Ceiling and
Exhaust Fans
Washer
Dishwasher
Dryer
Why We Picked It:
Why We Picked It:
Our Top Picks for
What is the Home Warranty Insurance?
Home Warranty Insurance, also known as Insurance Warranty or Home Insurance protection plan, is a type of insurance coverage that safeguards homeowners against unexpected repairs or breakdowns of household appliances. This insurance provides financial protection by covering the cost of repairs or replacement of appliances such as refrigerators, washing machines, dishwashers, ovens, and more.
Home Warranty insurance typically includes coverage for mechanical and electrical failures due to normal wear and tear, as well as certain accidental damages. By investing in this insurance, homeowners can have peace of mind knowing that they are protected against costly repairs or replacements, and can rely on their appliances to function smoothly.
How to pick the best Home Warranty Insurance?
When choosing the best Home Warranty Insurance, it's important to consider several factors to ensure comprehensive coverage and maximum protection for your valuable appliances. Start by evaluating the coverage options offered by different insurance providers, looking for keywords like "Appliance Warranty," "Home Appliance protection plan," and "Coverage for mechanical and electrical failures." Assess the extent of coverage provided for various appliances, including refrigerators, washing machines, dishwashers, ovens, and more.
Additionally, look for keywords like "accidental damage coverage" and "normal wear and tear" to ensure that these aspects are included. Consider the deductible amounts, claim processes, and the reputation and reliability of the insurance provider. By thoroughly researching and comparing these factors, you can select the best home appliance insurance that aligns with your needs, protecting your appliances and offering peace of mind.
What's the difference between a Home Warranty and Home Insurance?
Understanding the distinction between a Home Warranty and Home Insurance is crucial for homeowners seeking comprehensive protection. Home Insurance primarily covers unforeseen events and perils, such as fire, theft, natural disasters, or liability claims. It provides financial reimbursement for property damage and personal belongings.
On the other hand, a Home Warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. It acts as a safeguard against mechanical failures and breakdowns. While Home Insurance focuses on unexpected events, a Home Warranty offers peace of mind by providing budget-friendly protection for everyday breakdowns.
By recognizing the difference between the two, homeowners can make informed decisions and ensure they have both insurance and a Home Warranty in place to safeguard their home and its valuable components.
Our Top 3 HOME WARRANTY INSURANCE
-
Extremely fast response times
-
Substantial discount with annual billing
-
Fast dispatching and claims process
-
No home inspection required
-
No systems-only plan
-
Not available in Washington state
We believe that Choice Home Warranty provides a high level of value. Having both a comprhensive and flexiable plan of coverage, at afforable rates.
-
Additional coverage options can be included with any plan
-
Provides service on professional-grade appliances, with an average service fee of $150
-
Provides assistance to each customer during the claims process
-
Provides a 90-day guarantee for repairs.
-
Doesn't cover commercial appliances
-
Not available in California, Hawaii, Nevada, or Washington
There are many perks to choosing Elite Home Warranty for your home warranty, from customizable packages to unparalleled service. Elite Home Warranty can be a good option if you want to protect systems, appliances, or electronics that are not covered by regular maintenance contracts A claim can be filed with Elite Home Warranty at any time, every day, without exception.It offers a variety of attractive offers to its customers.
-
Trusted for vver 25 years
-
30 Day money-back guarantee
-
More than 25,000 contractors nationwide
-
24/7 Customer service
-
30 day waiting period
-
Limited coverage options
Their monthly rates are affordable, and they offer different payment plans to better serve customers on any budget. If you compare their rates and coverage to other home warranty companies, we think you'll agree that HWA delivers a great service at a competitive price.
Kelly Weissman
Kelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.
What is the Home Warranty Insurance?
Home Warranty Insurance, also known as Insurance Warranty or Home Insurance protection plan, is a type of insurance coverage that safeguards homeowners against unexpected repairs or breakdowns of household appliances. This insurance provides financial protection by covering the cost of repairs or replacement of appliances such as refrigerators, washing machines, dishwashers, ovens, and more.
Home Warranty insurance typically includes coverage for mechanical and electrical failures due to normal wear and tear, as well as certain accidental damages. By investing in this insurance, homeowners can have peace of mind knowing that they are protected against costly repairs or replacements, and can rely on their appliances to function smoothly.
How to pick the best Home Warranty Insurance?
When choosing the best Home Warranty Insurance, it's important to consider several factors to ensure comprehensive coverage and maximum protection for your valuable appliances. Start by evaluating the coverage options offered by different insurance providers, looking for keywords like "Appliance Warranty," "Home Appliance protection plan," and "Coverage for mechanical and electrical failures." Assess the extent of coverage provided for various appliances, including refrigerators, washing machines, dishwashers, ovens, and more.
Additionally, look for keywords like "accidental damage coverage" and "normal wear and tear" to ensure that these aspects are included. Consider the deductible amounts, claim processes, and the reputation and reliability of the insurance provider. By thoroughly researching and comparing these factors, you can select the best home appliance insurance that aligns with your needs, protecting your appliances and offering peace of mind.
What's the difference between a Home Warranty and Home Insurance?
Understanding the distinction between a Home Warranty and Home Insurance is crucial for homeowners seeking comprehensive protection. Home Insurance primarily covers unforeseen events and perils, such as fire, theft, natural disasters, or liability claims. It provides financial reimbursement for property damage and personal belongings.
On the other hand, a Home Warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. It acts as a safeguard against mechanical failures and breakdowns. While Home Insurance focuses on unexpected events, a Home Warranty offers peace of mind by providing budget-friendly protection for everyday breakdowns.
By recognizing the difference between the two, homeowners can make informed decisions and ensure they have both insurance and a Home Warranty in place to safeguard their home and its valuable components.
FAQ
What is the Home Warranty Insurance?
A Home Warranty is a service contract that provides coverage for the repair or replacement of major home systems and appliances due to normal wear and tear, offering homeowners financial protection and peace of mind.
Do I Need the Home Warranty Insurance?
Home Warranty Insurance can be beneficial for homeowners as it provides coverage for potential repairs and replacements of major appliances and systems. It offers peace of mind and financial protection against unexpected breakdowns. However, the necessity of Home Warranty Insurance depends on individual circumstances, such as the age of the home and the homeowner’s ability to cover repair costs.
How do Home Warranties Insurance Manage to Provide House Owners With Qualified technicians?
Home Warranty companies typically have a network of qualified technicians and service providers that they work with. These companies carefully vet and select technicians based on their expertise and experience. When a homeowner requests a service, the home warranty company dispatches a qualified technician from their network to address the issue, ensuring that homeowners receive professional and reliable service.
If the Appliances are Old, Can I Purchase a Home Warranty Insurance?
Yes, you can purchase Home Warranty Insurance even if your appliances are old. Home Warranty companies typically cover appliances and systems regardless of their age, although there may be some limitations or exclusions based on the condition of the items. It’s important to review the terms and conditions of the Home Warranty policy to understand what is covered and any potential limitations for older appliances.
Kelly Weissman
Creative writer and editorKelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.