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Most businesses approved within 24 hours
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Rates customized to meet the unique needs of your business
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Security measures to protect customers from frauds
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Accepts merchants with high-risk profiles
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One-stop-shop for all your payment processing needs
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24/7/365 Technical Support
Free EMV Terminal
Customized Account Setup
Pros & Cons
Pros & Cons
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Accepts merchants with high-risk profiles
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Industry low rates
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24/7/365 customer & technical support
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Customizable account solutions
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Fees for early termination
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3 Years contract
Why We Picked It:
Why We Picked It:
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Full Clover™ suite POS equipment to merchants
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Zero Cost Processing
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Cloud based software
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Accepts all payment types
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Super-competitive processing rates
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24/7 Support
Mobile Payments
Clover POS reseller
Pros & Cons
Pros & Cons
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$0 Cost Processing option with Cash discount pricing
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Focus on security and fraud prevention - PCI Protections
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Super competitive processing rates
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Wide range of payment solutions
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Pricing structures may vary and may require customization for some businesses
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Early contract termination is a charge by Paysafe, as are most businesses in this niche
Why We Picked It:
Why We Picked It:
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Transparent pricing
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Prepriority Clover software
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Complete line of Clover hardware
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Developers can build apps on their platform
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Loyalty programs collect emails for marketing to
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24/7 Support
No Hidden Fees
Easy-To-Use
Pros & Cons
Pros & Cons
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24/7 Live help
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30-Day free trial
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Quick deposits to your bank
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Multiple mobile app add-ons
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Expensive for low volume businesses
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36-48 Month contracts- early termination fees
Why We Picked It:
Why We Picked It:
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Robust reporting features
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No setup fees
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Multi-layered security
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Easy mobile payments solution
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Using the best technology on the market
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24/7 Unlimited Support
Low Rates & Fees
Free EMV Terminal
Pros & Cons
Pros & Cons
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Offering a comprehensive payment processing solution
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Transactions are processed quickly and securely using the latest technology
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User-friendly interface
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Offers excellent help & support with a dedicated team
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Services may be more expensive than some others
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Merchant One may not be the right choice for businesses looking to expand internationally
Why We Picked It:
Why We Picked It:
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What Is a Credit Card Processing Company?
A credit card processing company is an organization that processes transactions for companies accepting credit cards. They are also referred to as merchant account providers or payment processors. These organizations handle all the details involved in accepting and processing credit cards and make transactions seamless for the customer and merchant.
How to Choose the Best Credit Card Processing Company for your business?
There isn't one single solution for every business. Because the number of customers paying with checks or cash is on the decline, card processing companies are becoming increasingly competitive. You will want to take some time and compare what each card has to offer and pick the company that best suits the needs of your business.
Kelly Weissman
Kelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.
What Is a Credit Card Processing Company?
A credit card processing company is an organization that processes transactions for companies accepting credit cards. They are also referred to as merchant account providers or payment processors. These organizations handle all the details involved in accepting and processing credit cards and make transactions seamless for the customer and merchant.
How to Choose the Best Credit Card Processing Company for your business?
There isn't one single solution for every business. Because the number of customers paying with checks or cash is on the decline, card processing companies are becoming increasingly competitive. You will want to take some time and compare what each card has to offer and pick the company that best suits the needs of your business.
FAQ
How to Choose a Payment Processor?
There are the main things to consider before choosing a provider:
—which provider has the best tools that enable you to provide the best customer service possible?
—which provider’s features integrate best with your business structure and existing systems?
Look which providers’ structure will be most efficient for your business while still being affordable.
What is Credit Card Processing?
This is a financial institution that manages credit card transactions. It controls the entire path from the point of sale to the acquiring bank, including interaction with other instances-bank issuers and credit/debit card associations.
The processor accepts a percentage charge for their service, depending on the business’s industry and scale.
What Is the Difference Between Payment Processor and Gateway?
A gateway is software that collects customers’ data details (credit/debit card data, emails) and sends the encrypted information to an issuer bank. Also, it receives a response if a particular merchant account has sufficient funds, if the expiration date is valid, or has any restrictions. Gateway only sends and receives data.
The processor is an intermediate between gateway and credit card association (Visa, Mastercard, American Express, Discover Network). If a customer uses Visa, the processor routes the transaction through the Visa network; if it is another credit/debit card network, the processor routes this transaction to a relevant association.
How Credit Card Processor Can Help to Increase Revenue?
Credit card processors provide convenient conditions for customers by paying for goods and services the way they prefer: mobile payment, online payment, credit card payment, etc. The mission of this institution to lead business globally—a foreign buyer can purchase goods or services simply through the virtual terminal via the internet, and a transaction will smoothly execute.
Keep in mind that consumers are clients of various banking structures, and it is evident that different payment methods are comfortable for them. Payment processors allow you to accept payments of the majority payment methods.
The most important thing is that no matter which payment method is used by customers, they will always get what they pay for.
What Is the PCI DSS (Payment Card Industry Data Security Standards)?
It is a set of regulations mandated by payment card industry associations (Visa, MasterCard, Discover, American Express) that protect cardholder’s sensitive data from theft and ensure a secure environment against fraudulent activity. PCI DSS compliance is required for Merchants who want to accept credit card payments.
Kelly Weissman
Creative writer and editorKelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.
