Cinch
Summary
Cinch Home Services has more than 40 years of experience providing services to customers across the nation. Cinch are known to respond quickly to customer complaints.
Cinch Home Services is a home warranty provider that helps homeowners control the cost of appliance and system breakdowns. They offer 3 home warranty plans at different rates and also boast an outstanding 180-day workmanship guarantee.
Besides the outstanding 6-month workmanship guarantee, they also offer a $25 credit towards A/C or refrigerator filters. In addition, the company offers discounts on new appliances and, for customers with its Complete Home Plan, reimbursement of up to $500 on a covered homeowners insurance claim, one claim per year.
If you have additional appliances or systems such as a swimming pool or septic system, you can customize your coverage by adding any of these options:
Coverage for other appliances and systems are offered as add-ons, including:
- Pool or Spa Only (heater included)
- Pool with Spa (heater included)
- Septic Tank/Pumping
- Well Pump with Booster Pump
Additionally, Cinch offers a Premier Upgrade Package which provides extra coverage for typically excluded items such as outside sewer lines and may include premium appliance replacements instead of builder-grade ones.
180-Day Workmanship Guarantee
24/7 Online Access
Quick Claim Processing
Pros and Cons
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Rust & Corrosion coverage
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Discounts for new appliances
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180-day workmanship guarantee
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3 deductibles to choose
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No roof coverage
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Not available for registered historic homes
Types, Coverage, and Markets
Clothes Dryer
Clothes Washer
Cooktop
Dishwasher
Built-in Food Centers
Freestanding Ice Makers
Built-In Microwave
Ranges
Range Exhaust
Hoods
Refrigerator
Built-in Trash Compactors
Air Conditioning
Attic/Ceiling Fans
Central vacuum
Doorbells
Electrical systems
Garage Door Opener
Garbage Disposal
Heating System
Plumbing system
Jetted Bathtub
Smoke Detectors
Wall Ovens
Toilets
Sump Pump
Cold Water Dispenser
Water Heater
Air Conditioner
or Refrigerator
Filter Credit
Homeowners Insurance
Deductible Reimbursement
Plan Pricing --> With a $150 deductible
$30.99/month
$35.99/month
$44.99/month
Help & Support
If you submit a claim to Cinch during normal business hours, they put you in touch with an in-network technician within two hours to begin the scheduling process. If it is outside of regular business hours, it could take up to 24 hours for them to get back in touch with you.
You can file a claim 24/7 either online or by phone.
What About The Mobile App?
The Cinch Home Services mobile app is a great tool for managing your home warranty coverage on-the-go. The app is easy to use and allows customers to quickly submit service requests and track the status of their claims. With access to Cinch’s network of qualified service providers, it’s easy to schedule appointments and get the repairs or replacements you need. Overall, the Cinch Home Services app is a convenient way to stay on top of your home warranty coverage and keep your home running smoothly
Cinch
Bottom line
Cinch offers coverage for some of the most expensive systems in your home, up to a certain amount depending on the item. For instance, Cinch will pay for a maximum of $1,000 toward a new water heater per term. It is important to read your contract carefully so you understand what is covered and the extent of the coverage. Also, it is important to note that if you need to replace an appliance, Cinch will match functionality and capacity but not necessarily brand or color. We believe Cinch provides great value with its plans.