Clover
Summary
Founded in 2011, Clover is based in Sunnyvale, California. Clover offers all sizes of businesses hardware and software to be able to accept payments. Although Clover is a full-service merchant service provider, this review will focus on its credit card processing side.
To process credit card payments with Clover, you can either buy hardware from them or use their virtual terminal on your smartphone or tablet. The Clover Go app is available to download from the Google Play and Apple App stores, allowing businesses to take payments immediately. If you buy a physical terminal, you‘ll need to wait overnight for it to be delivered before you can begin accepting payments.
With a Clover system, you can accept all major credit cards and contactless digital payments. Depending on which Clover system you get, you can even scan checks for deposit into your bank.
Loyalty programs are a part of Clover software and are included in your packages. You can customize your reward programs how you want. Customers can sign up through a POS system or on the mobile app. Points are awarded automatically and can be redeemed at checkout. You can also add perks directly to their order.
Include an automatic customer code on your receipts, and extend an invitation to your customers to provide their feedback. They can use their unique code on the Clover mobile app to send you private comments through SMS or in the app itself. Tell them you will respond, so they understand you value their opinions.
Your business needs to know who your customers are. Clover helps you keep track of this information. With “Clover Customers,” you can learn more about your customers. In addition, this tool will help you store credit card sales and other customer data.
24/7 Support
No Hidden Fees
Easy-To-Use
Pros and Cons
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24/7 Live help
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30-Day free trial
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Quick deposits to your bank
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Multiple mobile app add-ons
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Expensive for low volume businesses
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36-48 Month contracts- early termination fees
Product Video
Plan Pricing
- Starter: Buy for $799 + $14.95/month
- Standard: Buy for $1,799 + $44.95/month
- Advanced: Buy for $2,298 + $54.90/month
OR
- Card Present
- Starter: 2.6% + 10¢
- Standard: 2.3% + 10¢
- Advanced: 2.3% + 10¢
- Keyed-in
- Starter: 3.5% + 10¢
- Standard: 3.5% + 10¢
- Advanced: 3.5% + 10¢
- Starter: Buy for $1,349 + $74.95/month
- Standard: Buy for $1,848 + $84.90/month
- Advanced: Buy for $3,647 + $94.85/month
OR
- Card Present
- Starter: 2.3% + 10¢ (Pay Monthly $150)
- Standard: 2.3% + 10¢/month (Pay Monthly $195)
- Advanced: 2.3% + 10¢/month (Pay Monthly $290)
- Keyed-in
- Starter: 3.5% + 10¢/month (Pay Monthly $150)
- Standard: 3.5% + 10¢/month (Pay Monthly $195)
- Advanced: 3.5% + 10¢/month (Pay Monthly $290)
- Starter: Buy for $799 + $44.95/month
- Standard: Buy for $1,799 + $44.95/month
- Advanced: Buy for $2,298 + $54.90/month
OR
- Card Present
- Starter: 2.3% + 10¢/month (Pay Monthly $90)
- Standard: 2.3% + 10¢/month (Pay Monthly $130)
- Advanced: 2.3% + 10¢/month (Pay Monthly $175)
- Keyed-in
- Starter: 3.5% + 10¢/month (Pay Monthly $90)
- Standard: 3.5% + 10¢/month (Pay Monthly $130)
- Advanced: 3.5% + 10¢/month (Pay Monthly $175)
- Starter: Buy for $0.00 + $14.95/month
- Standard: Buy for $499 + $14.95/month
- Advanced: Buy for $1,349 + $44.95/month
OR
- Card Present
- Starter: None
- Standard: Pay Monthly $50
- Advanced: Pay Monthly $120
- Card-not-present
- Starter: 3.5% + 10¢/month
- Standard: 3.5% + 10¢/month (Pay Monthly $50)
- Advanced: 3.5% + 10¢/month (Pay Monthly $120)
- Starter: Buy for $499 + $14.95/month
- Standard: Buy for $799 + $44.95/month
- Advanced: Buy for $1,799 + $44.95/month
OR
- Card Present
- Starter: 2.6% + 10¢ (Pay Monthly $50)
- Standard: 2.3% + 10¢ (Pay Monthly $90)
- Advanced: 2.3% + 10¢ (Pay Monthly $130)
- Keyed-in
- Starter: 3.5% + 10¢/month (Pay Monthly $50)
- Standard: 3.5% + 10¢/month (Pay Monthly $90)
- Advanced: 3.5% + 10¢/month (Pay Monthly $130)
- Starter: Buy for $0.00 + $14.95/month
- Standard: Buy for $49 + $14.95/month
- Advanced: Buy for $499 + $14.95/month
OR
- Card Present
- Starter: None
- Standard: 2.6% + 10¢
- Advanced: 2.6% + 10¢
- Keyed-in
- Starter: 3.5% + 10¢/month
- Standard: 3.5% + 10¢/month
- Advanced: 3.5% + 10¢/month
- Starter: Buy for $49 + $0.00/month
- Standard: Buy for $49 + $14.95/month
OR
- Card Present
- Starter: 2.6% + 10¢
- Standard: 2.6% + 10¢
- Keyed-in
- Starter: 3.5% + 10¢/month
- Standard: 3.5% + 10¢/month
- Starter: 1%
- Standard: 1%
- Advanced: 1%
- Starter: $99/month
- Standard: $99/month
- Advanced: $99/month
Help & Support
If you need personalized help, the quickest way to get it is by logging into Clover Help. There, you’ll have access to articles that are tailored to your system, plan, and device.
If you’re still unable to resolve your issue, customer support agents are available 24/7 for assistance. You can reach them by selecting Help from the top menu in your Clover account, or on any Clover device by tapping Help on the home screen. In the Clover Go mobile app, open the menu and tap Help. Alternatively, your direct support phone number can be found on your statement.
What About The Mobile App?
The Clover GO mobile app is a point-of-sale (POS) solution offered by Clover, which allows businesses to accept credit and debit card payments using a mobile device. The app is designed for use with the Clover Go card reader, which plugs into the audio jack of a smartphone or tablet. The app provides a range of features, including the ability to process payments, manage inventory, track sales, and generate reports. It is a popular solution for small businesses and individuals who need to accept payments on the go.
Clover
Bottom line
Clover Credit Card Processing is a payment processing solution designed to help businesses accept and manage credit card payments. The system is designed to be user-friendly, with a simple interface that makes it easy to accept payments and manage transactions. Clover also offers a secure payment gateway, which helps protect sensitive customer data and prevent fraud. Additionally, the system is PCI compliant, meaning it meets the security standards of the Payment Card Industry.
Top Reviews
What People Are Saying About Clover
Fiddan I.
I can't live without Clover helping me run my business! Is it perfect? No! Is it actually more reliable and better than other systems? Yes! Definitely recommend getting Clover!
Kezban Kezban
The company is great to deal with and the sales consultant is very professional, helpful and goes the extra mile. They build relationships with the customers and are always willing to help. The product itself is amazing, easy and great to use, it makes life so much easier. Would recommend this company for anyone looking for a new provider and I have already introduced some friends who are also extremely happy.
Reece kilcoyne
I don’t have a bad word to say about clover, from the start we have had first class service from our business consultant Hannah always there when we have a question and if she can’t attend she is there to help ok the phone. She is a true credit to the Clover team and I highly recommend using this company. Many thanks for your ongoing support and commitment.
Dave Halliburton
Had good experiences with Clover over the past year. Able to help out with technical issues promptly. Great hardware supplied, (Clover mobile) Customers like the look of the device and the speed of transactions. Fantastic service from the background staff, Local rep Mark is always on hand to help with anything big or small.
Clare hamilton
Can honestly say that this pay system has been a godsend. Clients love how technical and high end the system is, the touch screen is a great first impression to give to clients. Makes you like like you are on the ball. The on hand transaction history and over the phone transactions are so easy to use. Can honestly say have never looked back in the 9 years of trading clover have been the best pay system we have come across. Highly recommended
