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File a claim 24/7
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Covers over 1.9 million homes across America
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Fix or replace guarantee
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Flexible coverage at a great price
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Nationwide network of 15,000+ technicians handled 6,000,000+ service requests
See extra details & advantages
Mobile Payments
24/7 Support
Quick Service
Pros & Cons
Pros & Cons
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Extremely fast response times
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Substantial discount with annual billing
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Fast dispatching and claims process
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No home inspection required
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No systems-only plan
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Not available in Washington state
Covered systems and appliances
Covered systems and appliances
Heating System
Air conditioning system
Water heater
Bathtub and shower
Refrigerator
Plumbing system
Plumbing stoppage
Electrical systems
Oven / Range / Stove
Cooktop
Microwave
Garbage Disposal
Ductwork
Garage Door Opener
Ceiling and
Exhaust Fans
Washer
Dishwasher
Dryer
Why We Picked It:
Why We Picked It:
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Available Nationwide
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24 Hours service
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Eco friendly add-on plan
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Nationwide coverage
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No inspections, no age restrictions
See extra details & advantages
Available In All 50 States
Guaranteed 30-Day Refund
24/7 Claims Service
Pros & Cons
Pros & Cons
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Trusted for vver 25 years
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30 Day money-back guarantee
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More than 25,000 contractors nationwide
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24/7 Customer service
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30 day waiting period
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Limited coverage options
Covered systems and appliances
Covered systems and appliances
Heating System/Furnace
Trash compactor
Electrical System
Air conditioning
Doorbells
Burglar and Fire Systems
Water heater
Kitchen Refrigerator with Ice Maker
Plumbing system
Central Vacuum
Range / Oven / Cooktop
Built-in Microwave
Ductwork
Garage Door Opener
Ceiling and
Exhaust Fans
Clothes Washer
Dishwasher
Clothes Dryer
Pool/Spa Combo
Salt Water Pool (includes Pool/Spa)
Well Pump
Septic Tank Pumping
Orange Plus
SEER/R-410A Modifications
Septic System
Why We Picked It:
Why We Picked It:
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24/7 Customer and claim service
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Over 15,000 technicians
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No inspection required
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No maintenance records required
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Around clock claim intake
See extra details & advantages
24/7 Support
Quick Service
Mobile Payments
Pros & Cons
Pros & Cons
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Coverage in 49 states + Washington DC (Not available in Wisconsin only)
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Same price in every location
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No inspection or maintenance records required
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Additional cover for outside utilities available
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Slightly higher prices to their competitors
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24/7 phone service not available but you can submit claims online anytime
Covered systems and appliances
Covered systems and appliances
Air conditioning
and HVAC system
Heating system
Refrigerator
Plumbing system
Electrical systems
Water leaks
Central vacuum
Ceiling fans
Garbage Disposal
Garage Door Opener
Why We Picked It:
Why We Picked It:
Our Rating System
We rely on reviews from verified users–just like you!
The star ratings are based on the overall rating of each brand.
We encourage you to write a review of your experiences with these brands and share your experiences with others
Our Best Overall Provider
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File a claim 24/7
-
Covers over 1.9 million homes across America
-
Fix or replace guarantee
-
Flexible coverage at a great price
-
Nationwide network of 15,000+ technicians handled 6,000,000+ service requests
See extra details & advantages
Mobile Payments
24/7 Support
Quick Service
Pros & Cons
Pros & Cons
-
Extremely fast response times
-
Substantial discount with annual billing
-
Fast dispatching and claims process
-
No home inspection required
-
No systems-only plan
-
Not available in Washington state
Covered systems and appliances
Covered systems and appliances
Heating System
Air conditioning system
Water heater
Bathtub and shower
Refrigerator
Plumbing system
Plumbing stoppage
Electrical systems
Oven / Range / Stove
Cooktop
Microwave
Garbage Disposal
Ductwork
Garage Door Opener
Ceiling and
Exhaust Fans
Washer
Dishwasher
Dryer
Why We Picked It:
Why We Picked It:
Our Top Picks for
Why Do You Need a Home Warranty?
A Home Warranty is an essential investment that safeguards your valuable home assets, providing you with peace of mind and protecting your finances. It acts as a reliable shield when unforeseen issues arise with your appliances or systems, sparing you from the burden of expensive repairs. By securing a comprehensive home warranty, which covers major appliances and systems like HVAC and even pools, you can save a significant amount of money in the event of unexpected breakdowns.
With the Home Warranty in effect, you can rest assured that a reputable and qualified repair professional will swiftly respond to your call, ensuring prompt and efficient service. Furthermore, the convenience and simplicity of having a single point of contact, be it a phone number or website, make it incredibly convenient to access reliable assistance for your appliances and home systems. Invest in a Home Warranty today and experience the invaluable peace of mind that comes with protecting your home investment.
How to pick the best Home Warranty for your needs?
To choose the best Home Warranty for your needs, start by assessing your specific requirements and prioritizing the appliances and systems that require coverage. Research reputable providers, comparing coverage options, contract terms, and pricing.
Consider factors such as customer support and recommendations from trusted sources. Thoroughly review the contract terms, ensuring they align with your expectations.
By conducting thorough research and considering these factors, you can confidently select the ideal Home Warranty that provides comprehensive coverage and peace of mind for your home.
What Does a Home Warranty Include?
A Home Warranty typically covers a range of major appliances and systems. While coverage may vary depending on the specific warranty plan and provider, here is a list of commonly covered items:
• Heating, Ventilation, and Air Conditioning (HVAC) systems
• Electrical systems
• Plumbing systems; Pipes, Faucets, Toilets
• Water heaters
• Roof leaks
• Kitchen Appliances; Refrigerators, Ovens, Stoves, Dishwashers
• Laundry Appliances; Washers and Dryers
• Garbage disposals
• Garage door openers
• Built-in microwaves
• Ductwork
• Ceiling fans
• Central vacuum systems
• Sump pumps
• Whirlpool bathtubs
• Pool and spa equipment (may require additional coverage)
What's the difference between a Home Warranty and Home Insurance?
Understanding the distinction between a Home Warranty and Home Insurance is crucial for homeowners seeking comprehensive protection. Home Insurance primarily covers unforeseen events and perils, such as fire, theft, natural disasters, or liability claims. It provides financial reimbursement for property damage and personal belongings.
On the other hand, a Home Warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. It acts as a safeguard against mechanical failures and breakdowns. While Home Insurance focuses on unexpected events, a Home Warranty offers peace of mind by providing budget-friendly protection for everyday breakdowns.
By recognizing the difference between the two, homeowners can make informed decisions and ensure they have both insurance and a Home Warranty in place to safeguard their home and its valuable components.
Our Top 3 CHEAPEST HOME WARRANTY INSURANCE
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Extremely fast response times
-
Substantial discount with annual billing
-
Fast dispatching and claims process
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No home inspection required
-
No systems-only plan
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Not available in Washington state
We believe that Choice Home Warranty provides a high level of value. Having both a comprhensive and flexiable plan of coverage, at afforable rates.
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Trusted for vver 25 years
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30 Day money-back guarantee
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More than 25,000 contractors nationwide
-
24/7 Customer service
-
30 day waiting period
-
Limited coverage options
Their monthly rates are affordable, and they offer different payment plans to better serve customers on any budget. If you compare their rates and coverage to other home warranty companies, we think you'll agree that HWA delivers a great service at a competitive price.
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Coverage in 49 states + Washington DC (Not available in Wisconsin only)
-
Same price in every location
-
No inspection or maintenance records required
-
Additional cover for outside utilities available
-
Slightly higher prices to their competitors
-
24/7 phone service not available but you can submit claims online anytime
The Home Service Club is an ideal home warranty company for those who need quick coverage, as a home inspection is not required before coverage begins.
Kelly Weissman
Kelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.
Why Do You Need a Home Warranty?
A Home Warranty is an essential investment that safeguards your valuable home assets, providing you with peace of mind and protecting your finances. It acts as a reliable shield when unforeseen issues arise with your appliances or systems, sparing you from the burden of expensive repairs. By securing a comprehensive home warranty, which covers major appliances and systems like HVAC and even pools, you can save a significant amount of money in the event of unexpected breakdowns.
With the Home Warranty in effect, you can rest assured that a reputable and qualified repair professional will swiftly respond to your call, ensuring prompt and efficient service. Furthermore, the convenience and simplicity of having a single point of contact, be it a phone number or website, make it incredibly convenient to access reliable assistance for your appliances and home systems. Invest in a Home Warranty today and experience the invaluable peace of mind that comes with protecting your home investment.
How to pick the best Home Warranty for your needs?
To choose the best Home Warranty for your needs, start by assessing your specific requirements and prioritizing the appliances and systems that require coverage. Research reputable providers, comparing coverage options, contract terms, and pricing.
Consider factors such as customer support and recommendations from trusted sources. Thoroughly review the contract terms, ensuring they align with your expectations.
By conducting thorough research and considering these factors, you can confidently select the ideal Home Warranty that provides comprehensive coverage and peace of mind for your home.
What Does a Home Warranty Include?
A Home Warranty typically covers a range of major appliances and systems. While coverage may vary depending on the specific warranty plan and provider, here is a list of commonly covered items:
• Heating, Ventilation, and Air Conditioning (HVAC) systems
• Electrical systems
• Plumbing systems; Pipes, Faucets, Toilets
• Water heaters
• Roof leaks
• Kitchen Appliances; Refrigerators, Ovens, Stoves, Dishwashers
• Laundry Appliances; Washers and Dryers
• Garbage disposals
• Garage door openers
• Built-in microwaves
• Ductwork
• Ceiling fans
• Central vacuum systems
• Sump pumps
• Whirlpool bathtubs
• Pool and spa equipment (may require additional coverage)
What's the difference between a Home Warranty and Home Insurance?
Understanding the distinction between a Home Warranty and Home Insurance is crucial for homeowners seeking comprehensive protection. Home Insurance primarily covers unforeseen events and perils, such as fire, theft, natural disasters, or liability claims. It provides financial reimbursement for property damage and personal belongings.
On the other hand, a Home Warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. It acts as a safeguard against mechanical failures and breakdowns. While Home Insurance focuses on unexpected events, a Home Warranty offers peace of mind by providing budget-friendly protection for everyday breakdowns.
By recognizing the difference between the two, homeowners can make informed decisions and ensure they have both insurance and a Home Warranty in place to safeguard their home and its valuable components.
FAQ
What is the Home Warranty?
A Home Warranty is a service contract that provides coverage for the repair or replacement of major home systems and appliances due to normal wear and tear, offering homeowners financial protection and peace of mind.
Do I Need the Home Warranty?
A Home Warranty can be beneficial for homeowners as it provides coverage for potential repairs and replacements of major appliances and systems. It offers peace of mind and financial protection against unexpected breakdowns. However, the necessity of a Home Warranty depends on individual circumstances, such as the age of the home and the homeowner’s ability to cover repair costs.
How do Home Warranties Manage to Provide House Owners With Qualified technicians?
Home Warranty companies typically have a network of qualified technicians and service providers that they work with. These companies carefully vet and select technicians based on their expertise and experience. When a homeowner requests a service, the home warranty company dispatches a qualified technician from their network to address the issue, ensuring that homeowners receive professional and reliable service.
If the Appliances are Old, Can I Purchase a Home Warranty?
Yes, you can purchase a Home Warranty even if your appliances are old. Home Warranty companies typically cover appliances and systems regardless of their age, although there may be some limitations or exclusions based on the condition of the items. It’s important to review the terms and conditions of the Home Warranty policy to understand what is covered and any potential limitations for older appliances.
Kelly Weissman
Creative writer and editorKelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.
