See extra details & advantages
Mobile Payments
24/7 Support
Quick Service
Pros & Cons
Pros & Cons
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Extremely fast response times
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Substantial discount with annual billing
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Fast dispatching and claims process
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No home inspection required
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No systems-only plan
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Not available in Washington state
Covered systems and appliances
Covered systems and appliances
Heating System
Air conditioning system
Water heater
Bathtub and shower
Refrigerator
Plumbing system
Plumbing stoppage
Electrical systems
Oven / Range / Stove
Cooktop
Microwave
Garbage Disposal
Ductwork
Garage Door Opener
Ceiling and
Exhaust Fans
Washer
Dishwasher
Dryer
Why We Picked It:
Why We Picked It:
See extra details & advantages
Available In All 50 States
Guaranteed 30-Day Refund
24/7 Claims Service
Pros & Cons
Pros & Cons
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Trusted for vver 25 years
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30 Day money-back guarantee
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More than 25,000 contractors nationwide
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24/7 Customer service
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30 day waiting period
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Limited coverage options
Covered systems and appliances
Covered systems and appliances
Heating System/Furnace
Trash compactor
Electrical System
Air conditioning
Doorbells
Burglar and Fire Systems
Water heater
Kitchen Refrigerator with Ice Maker
Plumbing system
Central Vacuum
Range / Oven / Cooktop
Built-in Microwave
Ductwork
Garage Door Opener
Ceiling and
Exhaust Fans
Clothes Washer
Dishwasher
Clothes Dryer
Pool/Spa Combo
Salt Water Pool (includes Pool/Spa)
Well Pump
Septic Tank Pumping
Orange Plus
SEER/R-410A Modifications
Septic System
Why We Picked It:
Why We Picked It:
See extra details & advantages
24/7 Support
Quick Service
Mobile Payments
Pros & Cons
Pros & Cons
-
Coverage in 49 states + Washington DC (Not available in Wisconsin only)
-
Same price in every location
-
No inspection or maintenance records required
-
Additional cover for outside utilities available
-
Slightly higher prices to their competitors
-
24/7 phone service not available but you can submit claims online anytime
Covered systems and appliances
Covered systems and appliances
Air conditioning
and HVAC system
Heating system
Refrigerator
Plumbing system
Electrical systems
Water leaks
Central vacuum
Ceiling fans
Garbage Disposal
Garage Door Opener
Why We Picked It:
Why We Picked It:
Our Best Overall Provider
See extra details & advantages
Mobile Payments
24/7 Support
Quick Service
Pros & Cons
Pros & Cons
-
Extremely fast response times
-
Substantial discount with annual billing
-
Fast dispatching and claims process
-
No home inspection required
-
No systems-only plan
-
Not available in Washington state
Covered systems and appliances
Covered systems and appliances
Heating System
Air conditioning system
Water heater
Bathtub and shower
Refrigerator
Plumbing system
Plumbing stoppage
Electrical systems
Oven / Range / Stove
Cooktop
Microwave
Garbage Disposal
Ductwork
Garage Door Opener
Ceiling and
Exhaust Fans
Washer
Dishwasher
Dryer
Why We Picked It:
Why We Picked It:
Our Top Picks for
Why Do You Need a Home Warranty?
A home warranty is designed to protect the large investment you have when owning a home. It’s the best way to ensure when things go wrong (eventually something will go wrong) with appliances or systems in your home that you aren’t forking out thousands of your own dollars for repairs.
If your home has major appliances and systems that are covered by a home warranty, it can help you save money when something breaks unexpectedly. Home warranties can cover everything from HVAC systems to hot tubs. So, if something breaks while the warranty is in effect, the company will send out a vetted and qualified repair person, so you have peace of mind knowing a professional will be on your doorstep quickly.
There is also the convenience and simplicity of just one phone number or website to turn to when you need service on an appliance or your home system.
How to pick the best Home Warranty for your needs?
This is a research project that could take any number of days to complete. You will want to narrow your choices down to just a few of the companies that offer everything you need in one policy because you will need to call each one to get a quote.
Home warranty companies typically have a variety of plan options to choose from, as well as a wide range of prices. So, whether you're looking to protect your entire home or just a few specific areas, be sure to explore all your options before making a decision.
It might be worth getting a home inspection before your final decision. This would be useful to verify that systems are properly installed and maintained. The home inspection report may indicate if there are appliances or systems nearing the end of their expected lives, so you can get a good idea of which items need the most protection.
Our Top 3 HOME WARRANTY
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Extremely fast response times
-
Substantial discount with annual billing
-
Fast dispatching and claims process
-
No home inspection required
-
No systems-only plan
-
Not available in Washington state
We believe that Choice Home Warranty provides a high level of value. Having both a comprhensive and flexiable plan of coverage, at afforable rates.
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Trusted for vver 25 years
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30 Day money-back guarantee
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More than 25,000 contractors nationwide
-
24/7 Customer service
-
30 day waiting period
-
Limited coverage options
Their monthly rates are affordable, and they offer different payment plans to better serve customers on any budget. If you compare their rates and coverage to other home warranty companies, we think you'll agree that HWA delivers a great service at a competitive price.
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Coverage in 49 states + Washington DC (Not available in Wisconsin only)
-
Same price in every location
-
No inspection or maintenance records required
-
Additional cover for outside utilities available
-
Slightly higher prices to their competitors
-
24/7 phone service not available but you can submit claims online anytime
The Home Service Club is an ideal home warranty company for those who need quick coverage, as a home inspection is not required before coverage begins.

Kelly Weissman
Kelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.
Why Do You Need a Home Warranty?
A home warranty is designed to protect the large investment you have when owning a home. It’s the best way to ensure when things go wrong (eventually something will go wrong) with appliances or systems in your home that you aren’t forking out thousands of your own dollars for repairs.
If your home has major appliances and systems that are covered by a home warranty, it can help you save money when something breaks unexpectedly. Home warranties can cover everything from HVAC systems to hot tubs. So, if something breaks while the warranty is in effect, the company will send out a vetted and qualified repair person, so you have peace of mind knowing a professional will be on your doorstep quickly.
There is also the convenience and simplicity of just one phone number or website to turn to when you need service on an appliance or your home system.
How to pick the best Home Warranty for your needs?
This is a research project that could take any number of days to complete. You will want to narrow your choices down to just a few of the companies that offer everything you need in one policy because you will need to call each one to get a quote.
Home warranty companies typically have a variety of plan options to choose from, as well as a wide range of prices. So, whether you're looking to protect your entire home or just a few specific areas, be sure to explore all your options before making a decision.
It might be worth getting a home inspection before your final decision. This would be useful to verify that systems are properly installed and maintained. The home inspection report may indicate if there are appliances or systems nearing the end of their expected lives, so you can get a good idea of which items need the most protection.
FAQ
What is the Home Warranty?
It’s a specific service aimed to protect your household applicances at am affordable rate. When an appliance breaks down most likely you will need to hire a technician to fix it, which can cost you hundreds of dollars. Home warranty providers offer various coverages that include different options to protect your household appliances.
Highlighting how a monthly or annual home warranty plan can save you money, while also being more convenient by guaranteeing you a qualified technician.
What is the Difference Between the Home Warranty and Home Insurance?
Home warranties cover internal operating systems that break down due to normal wear and tear.
Depending on a particular plan, home insurance protects your house, attached structures, separated structures, furniture, and appliances from damage.
If a fire or flood damages a house—these troubles are covered by home insurance. If the house’s appliances are broken down because of mechanical deterioration, it is the responsibility of your home warranty provider to repair the damages.
Home warranty providers are liable only for the household appliances, and home insurance is generally utilized to protect exactly the house and other structures, but it also has plans for appliances and furniture.
Do I Need the Home Warranty?
It depends on a few aspects: the home’s age and the current state of every appliance. If you have new appliances, a new house, and you are sure that all equipment will work for several years without any mishaps, maybe it’s not necessary to purchase a home warranty plan. But in the case, if your appliances are old, the likelihood of issues occurring becomes much higher, providing more value of having the correct home warranty coverage. Ensuring that, your appliance will be fixed at the time, without you having to break the bank.
How do Home Warranties Manage to Provide House Owners With Qualified technicians?
Home warranty services partner only with highly qualified, licensed technicians. Also, due to the big number of specialists, your request will be handled immediately.
If the Appliances are Old, Can I Purchase a Home Warranty?
Providers, in common, work with appliances of any age. The warranty only requires that the appliances should be working and properly functioning at the current time.

Kelly Weissman
Creative writer and editorKelly Weissman is an expert analyst and reviewer who has a wealth of experience.
She is highly respected for her opinions and insights, and her reviews are sought after by both consumers and businesses alike. Kelly is a trusted source of information and her reviews are always fair and objective.